Aenea Finance Options

Due to the bank’s commitment to the environment we no longer produce a franchise brochure however our information for franchisees is available to download on our website by clicking the franchisees tab.

Lloyds Bank is committed to helping your business grow and succeed. These are some of the ways in which we can help franchisees of Aenea:

Lloyds Bank provides all Aenea franchisees that open an account with direct telephone access to your business banking team. Our range of telephone, PC and Internet banking services allows you to quickly access account information and basic services. You can register for free text alerts to receive account updates sent directly to your mobile phone.

We have one of the largest branch networks in the UK and offer a range of in-branch services including depositpoint™, Deferred Checking and Nightsafe to help speed up your day-to-day banking. Lloyds Business Cards are an efficient and convenient way to pay for business expenses. We offer Debit, Charge and Credit Cards.

Trained Franchise Managers

Our dedicated team of trained franchise managers are available to support you and our network of relationship managers to ensure that we provide you with sound guidance to help you achieve your business objectives. Contact the Lloyds Franchise Unit for support by email

Lloyds provides a range of flexible loans, overdrafts and other financial solutions which can help you take your business forward. We can fund your requirements at up to 60% of the total set up costs, including any working capital requirement subject to the strength of the business proposal and status*. We will consider unsecured loans up to a maximum of £25,000 or 50% of the total investment. Typically loan finance for Aenea franchisees will range between 3.5% and 10% over Base Rate subject to status and the amount borrowed*. If standard finance solutions don’t match your particular needs, we can help.

18 Months Free Banking Offer

If you’re starting out in franchising our business account package will give you the best possible start. You will benefit from our 18 months free banking offer on day to day transactions. Free business banking includes cheques, standing orders, cash, direct debits, deposits and withdrawals. All we ask is that you operate your account in credit or within agreed limits. We do not pay credit interest during the free banking period.

Lloyds Bank does not endorse or recommend any franchise opportunity. You should thoroughly research the business opportunity and seek independent professional advice before making a commitment to invest.

*Loans and overdrafts are available for business purposes only. Overdrafts are repayable on demand. All credit is subject to an assessment of your financial position. Security may be required. Any property given as security which may include your home may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it. All loans are subject to status and we will need your permission to carry out a credit check on you and your business. You should not apply for an amount that you cannot comfortably afford to repay. Lloyds Bank subscribe to The Lending Code; copies of the Code can be obtained from

FDs’ Excellence Awards in association with ICAEW and supported by the CBI & Real Business. Business Bank of the Year was won in 2014 & 2015 by Lloyds Bank plc. In 2011, 2012 & 2013 the award was won by Lloyds Banking Group plc which included the operating subsidiaries: Lloyds TSB Bank plc, Lloyds TSB Scotland plc and Bank of Scotland plc. From 2005-2010 this award was won by Lloyds TSB Bank plc and Lloyds TSB Scotland plc. From 23 September 2013 Lloyds TSB Bank plc now trades as Lloyds Bank plc and Lloyds TSB Scotland plc trades as TSB Bank plc.

Information correct as at March 2016